Having an amazing day.
Feb. 28th, 2012 01:58 pmApparently the Department of Higher Education has a "we'll take what we can get" attitude toward defaulted student loans, rather than the previous loan company's "you must pay us all or nothing, a dollar less than the stated payments counts as nothing" attitude, which caused the default in the first place.
I had been dreading the call to the DHE to make payment arrangements, and nerving myself up to it, rallying mental energy for it, for weeks now. It's probably one of the major sources of the funk I've gone into and out of this last month.
I negotiated a 66-80% reduction in my loan payments in under two minutes with no difficulties. Hallelujah.
Of course, that means right now my brain is running rampant with adrenalin. All that energy I had gathered for the epic struggle I anticipated is still there, but now it has nowhere to go.
Today perhaps will be a productive day, and I will get SOME OF THE THINGS done. ALL THE THINGS would be nice, and I'll make an effort, but I don't want to overcommit and dunk myself back into a depressive slump if I fail to get ALL THE THINGS done. SOME OF THE THINGS is a safer goal. 3-5 LARP character sheets, 2-4 job applications, possibly a book review post. Maybe a clove cigarette.
Yes, my official to-do list has a clove cigarette on it.
I had been dreading the call to the DHE to make payment arrangements, and nerving myself up to it, rallying mental energy for it, for weeks now. It's probably one of the major sources of the funk I've gone into and out of this last month.
I negotiated a 66-80% reduction in my loan payments in under two minutes with no difficulties. Hallelujah.
Of course, that means right now my brain is running rampant with adrenalin. All that energy I had gathered for the epic struggle I anticipated is still there, but now it has nowhere to go.
Today perhaps will be a productive day, and I will get SOME OF THE THINGS done. ALL THE THINGS would be nice, and I'll make an effort, but I don't want to overcommit and dunk myself back into a depressive slump if I fail to get ALL THE THINGS done. SOME OF THE THINGS is a safer goal. 3-5 LARP character sheets, 2-4 job applications, possibly a book review post. Maybe a clove cigarette.
Yes, my official to-do list has a clove cigarette on it.